ACLEDA MFI Myanmar Co., Ltd.

 »  Financial Information  »  Financial Statements for September 2013

Financial Statements for September 2013


Balance Sheet (Unaudited)
September 30, 2013

Description Amounts in USD
Assets  
Total cash 192,230
Cash - MMK 163,178
Cash - USD 29,052
Cash - THB -
Cash - EUR -
Cash - AUD -
Bank deposits 7,812,012
Deposit with MICB 513,875
Deposit with other banks 7,298,138
MICB reserve requirement -
Reserve requirement -
Capital guarantee deposit -
Gross loan assets 910,552
Loan assets MMK 910,552
Loan assets USD -
Loan assets THB -
Less specific provision -
Net loan assets 910,552
Prepayment and int. receivable 126,235
Prepayment 112,824
Interest receivable - MMK 13,411
Interest receivable - USD -
Interest receivable - THB -
Interest receivable - EUR -
Other assets 25,956
Investment -
Total fixed assets 405,860
Fixed assets under constr/develop -
Fixed assets under const-tangible -
Fixed assets under const-intangible -
Intangible assets -
Accu. amortization-intangible assets -
Land -
Building -
Other tangible assets 405,860
Accu. depre-building & tangible assets (70,517)
Net fixed assets 335,343
Total assets 9,402,328
Liabilities  
Total deposits 56,518
Withholding tax 38,089
Accrued expenses and other liabilities 1,367,923
Health insurance fund 213
General provision on loan 18,211
Staff pension fund -
Subordinate debts -
Short-term loans -
Long-term loans -
Total liabilities 1,480,954
Equity  
Share capital 8,221,994
Position account foreign exchange -
Capacity building (grant by ACL) -
General reserves -
Retained earning previous period (647,590)
Net income current year 346,969
Total equity 7,921,373
Inter-branch balance -
Total liabilities & equity 9,402,328

Income Statement (Unaudited)
September 30, 2013

Description Amounts in USD
Interest on micro 1 business loan 10,301
Interest on micro 2 business loan 7,924
Interest on micro 3 business loan 92
Interest on personal loan -
Interest on bad & doubtful loans -
Interest on bank deposit 788
Income on investment and trading securities -
Total interest income 19,105
Commission received on remittance -
Western union -
Loan fee 56
Payroll service -
Foreign currency exchange -
Trade finance -
Fees received on e-banking system -
Others commission income -
Income from sale of check book 492
Service chrg/penalty saving -
Consultancy incomes -
Miscellaneous income -
Recovery on loan prev chrg-off -
Total other revenues 548
Total financial income 19,654
Financial cost  
Interest expense on debts- MMK -
Interest expense on debts - USD -
Interest expense on debts - THB -
Interest expense on debts - EUR -
Interest on deposits 220
Total financial cost 220
Gross financial result 19,433
Loan loss expense (7,062)
Provision for loan - MMK (7,062)
Provision for loan - USD -
Provision for loan - THB -
Provision for accrued interest -
ATM/credit card provision expense -
Currency translation expenses (294)
Financial margin 12,077
Operational cost  
Total salaries 75,746
Health insur. & social welfare fund exp. 689
Other insurance expenses 261
Employee train-work related expenses 83,873
Depreciation expenses 8,855
Purchases of FF and equipments 6,206
ATM/credit card expenses -
Motor vehicle operating expenses -
Repair and maint exp-FF and equipment 136
Publicity expenses 1,004
Advertising and promotion expense 5
Rentals charges 12,086
Contribute to employee pension fund 1,534
Employee uniform expense -
Other employee expenses -
Litigation expense -
Bank charges 5
Fees & commission paid to bank -
Swift expense -
Office supplies 1,724
Other miscellaneous expenses 419
Printing & forms expenses 1,395
Other taxes expenses -
Telecommunication charges 1,928
Travel charges 5,731
Utilities charges 802
Disposal of fixed assets -
Bank license fees -
External advice / audit fee -
Board of director expenses 5,000
Total administrative expense 207,400
Pre-tax financial income (195,323)
Tax on P&L on ordinary activities -
Net profit (loss) after taxes (195,323)
Feedback Form     Legal Notice     Find us on Facebook
Online Visitors: 29    Today‚Äč Visitors: 204    Yesterday Visitors: 222